About The Agency

Built for Straight Talk and Long-Term Protection

Farmers Insurance – William Smith Agency is my way of giving Lubbock neighbors a reliable place to turn when insurance questions come up. I work one-on-one with you, review what you already have, and point out gaps people often don’t notice until it’s too late.

Whether it’s your car, home, family, rental, or business, I’ll help you set coverage that keeps up as life changes.

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Service Mindset

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Local Agent

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Weekdays Open

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Policy Options

Why Choose William Smith Agency

Insurance Advice You Can Actually Use

I focus on the details that matter: what you own, how you use it, and what risks you want to avoid. You’ll get straight answers, quick turnaround, and coverage choices that make sense.

Discounts That Fit

I look for real savings, including bundling and policy options that can lower costs without weakening protection.

Coverage That Matches Real Life

I help set limits and deductibles based on your situation, so your policy lines up with how you live or work.

Support After You Sign

When something changes—new car, move, new baby, new business—I’ll help adjust your coverage so it stays current.

Your Risk Managed Without Confusion

I review what you’re protecting, flag common gaps, and recommend coverage that helps prevent expensive surprises later.

TESTIMONIALS

What Clients Say About Working With Me

“I switched from another agent because I couldn’t get callbacks. William replied the same day and corrected my auto limits.”
— Tanya L.
Elementary School Teacher.
“I bought my first home and felt lost on deductibles. William explained it clearly and helped me choose coverage I understood.”
— Derrick P.
HVAC Technician.
“I needed proof of insurance for a job site by noon. William sent the certificate fast and matched coverage to the contract.”
— Kendra S.
General Contractor.
“Adding a teen driver spiked our rate. William shopped options, explained the trade-offs, and kept us protected without breaking the budget.”
— Robert H.
Restaurant Manager.
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